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| Westbury | | Individuals who have 30-year | | Lapsed Policy: One which has been |
| Cape Coral | | mortgages might want to consider a | | allowed to expire because of |
| Fredericksburg | | 30-year term to ensure that the house | | nonpayment of premiums. |
| Muskegon | | is protected throughout the period of | | |
| Springfield | | the loan. | | Replacement: A new policy written to |
| Waterloo | | | | take the place of one currently in force. |
| Bellevue | | Life insurance, specifically Term Life, | | |
| Duluth | | is arguably one of the best values in | | Criticism: A correction suggested by a |
| Turlock | | the entire financial services arena. | | rating or auditing bureau to an insurer. |
| Venice | | Where else can you go and get | | |
| Winter Park | | hundreds of thousands of dollars in | | Burning Ratio: The ratio of losses |
| Lincoln | | protection for literally pennies per | | suffered to the amount of insurance in |
| Tuscaloosa | | day? Rates for Term Life insurance | | effect. |
| Harrisburg | | remain at all-time lows, and now is the | | |
| Yonkers | | time to lock in the best prices. | | Brokerage Business: Business |
| Bloomington | | | | offered to an insurer by a broker. This |
| Dallas | | If you have noticed that your auto | | is sometimes called excess or |
| Johnstown | | insurance rates are still increasing | | surplus business. |
| Garland | | with each renewal, or even have not | | |
| Fall River | | gone down even though you have a | | Premium: The price of insurance |
| Midland | | great driving record, this lower pricing | | protection for a specified risk for a |
| Philadelphia | | trend makes it more important then | | specified period of time. |
| Clarksville | | ever that you shop around for auto | | |
| Dothan | | insurance. | | Standard Industry Code (SIC): This is |
| Evanston | | | | a coding system which assigns |
| St. Joseph | | If you decide to cancel your policy | | separate codes for different types of |
| Warwick | | (after acquiring new coverage) | | industries. |
| New Orleans | | outside of the 30-day period, you may | | |
| Turlock | | have to pay a fee or penalty. | | Partnership Entity: The partnership |
| Dayton | | However, you may still save money | | considered as an entity and not in |
| Hemet | | after paying the fee if your new policy | | terms of its individual part-owners. |
| Schenectady | | affords you significant savings. So | | |
| Anderson | | while it is best to wait until your | | Agency: An insurance sales office |
| Eugene | | receive your renewal notice, you CAN | | which is directed by a agent, |
| Fayetteville | | cancel your policy at any time. | | manager, independent agent, or |
| Venice | | | | company manager. |
