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| Waco | | If you decide to cancel your policy | | Inspection: Independent checking on |
| Salem | | (after acquiring new coverage) | | facts about an applicant, |
| Fayetteville | | outside of the 30-day period, you may | | policyholder, or claimant, usually by a |
| South Bend | | have to pay a fee or penalty. | | commercial inspection agency. |
| Fort Lauderdale | | However, you may still save money | | |
| Hampton | | after paying the fee if your new policy | | Capital Sum: The maximum lump sum |
| Cookeville | | affords you significant savings. So | | payable in the event of accidental |
| Houston | | while it is best to wait until your | | death or dismemberment. |
| Stamford | | receive your renewal notice, you CAN | | |
| Erie | | cancel your policy at any time. | | Professional Insurance Agents |
| Olympia | | | | Association: A trade association of |
| Killeen | | People who are trying to quit | | mutual insurance agents. |
| Bethlehem | | smoking, for example, might be best | | |
| Decatur | | suited purchasing a shorter term (and | | Deductible: The portion of an insured |
| Dubuque | | then replacing it with a longer term | | loss to be borne by the insured |
| Grand Rapids | | policy when they qualify for | | before he is entitled to recovery from |
| Portland | | non-tobacco prices). | | the insurer. |
