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| Columbus | | The quickest and easiest way to | | Earned Income: The money |
| Portsmouth | | shop for new insurance is by | | individuals earn as a result of working |
| Kalamazoo | | comparing rates at InsWebs online | | at some job or occupation for which |
| Springfield | | marketplace. If you do it the | | they are paid a salary. |
| Beaumont | | old-fashioned way (by calling or | | |
| Staten Island | | visiting multiple agents or insurance | | Convention Values: Values assigned |
| Quincy | | companies) it could take up a huge | | to insurers' assets in the convention |
| Dayton | | chunk of your time, which no one | | blank. |
| Pensacola | | wants or needs. By completing | | |
| Newburgh | | InsWebs online application, you will | | Captive Agent: One who sells |
| Clarksville | | have rates to compare to your old | | insurance for only one company as |
| Mesquite | | ones within minutes! | | opposed to an agent who represents |
| Rockford | | | | several companies. |
| Huntington | | We offer quotes for auto insurance, | | |
| Ocala | | life insurance, homeowners | | Level Commission System: A system |
| Huntington | | insurance, health insurance, term life | | of commissions in which the first year |
| Bradenton | | insurance and more. | | and all renewal commissions are the |
| Naples | | | | same percentage of the premium. |
| Greensboro | | Life insurance, specifically Term Life, | | |
| Decatur | | is arguably one of the best values in | | Net Loss: The amount of loss |
| Garland | | the entire financial services arena. | | sustained by an insurer after giving |
| Kingsport | | Where else can you go and get | | effect to all applicable reinsurance, |
| Syracuse | | hundreds of thousands of dollars in | | salvage, and subrogation recoveries. |
| Richmond | | protection for literally pennies per | | |
| Newport Beach | | day? Rates for Term Life insurance | | Valuation Clause: A clause stating the |
| Oceanside | | remain at all-time lows, and now is the | | value of items for insurance |
| Norfolk | | time to lock in the best prices. | | purposes, making it a valued policy. |
