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| Valdosta | | The quickest and easiest way to | | Gross Premium: The net premium |
| Cedar Rapids | | shop for new insurance is by | | plus operating expenses, |
| Orange | | comparing rates at InsWebs online | | commissions and other expenses. |
| Mesa | | marketplace. If you do it the | | |
| Sunnyvale | | old-fashioned way (by calling or | | Expense Allowance: A compensation |
| Cherry Hill | | visiting multiple agents or insurance | | paid to an insurance agent in excess |
| Orange | | companies) it could take up a huge | | of prescribed commissions. |
| Manchester | | chunk of your time, which no one | | |
| Silver Spring | | wants or needs. By completing | | Cash Flow Underwriting: The use of |
| Durham | | InsWebs online application, you will | | rating and premium collection |
| Naples | | have rates to compare to your old | | techniques by insurance companies |
| Cincinnati | | ones within minutes! | | to maximize interest earnings on |
| Greenville | | | | premiums. |
| Whittier | | Why not take advantage of current | | |
| Melbourne | | low prices? Many auto insurance | | Policywriting Agent: An agent who has |
| Savannah | | consumers are becoming educated | | the authority to prepare and effect an |
| Panama City | | on other companies, plans, and rates | | insurer's policy. |
| Tampa | | that are available to them; ones that | | |
| Buffalo | | could afford them significant savings | | Divided Cover: The placing of |
| El Cajon | | on their auto insurance. | | insurance on a given subject or |
| Austin | | | | object with more than one insurer. |
| Florissant | | If you decide to cancel your policy | | |
| Chandler | | (after acquiring new coverage) | | Sherman Antitrust Act: An antitrust law |
| Manchester | | outside of the 30-day period, you may | | from which insurance is exempted to |
| Longwood | | have to pay a fee or penalty. | | the extent that it is regulated by state |
| Fremont | | However, you may still save money | | law. |
| Oakland | | after paying the fee if your new policy | | |
| Palm Harbor | | affords you significant savings. So | | Claim: A demand made by the |
| Lubbock | | while it is best to wait until your | | insured, or the insured's beneficiary, |
| Los Angeles | | receive your renewal notice, you CAN | | for payment of the benefits provided |
| Toledo | | cancel your policy at any time. | | by the contract. |
