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| Modesto | | While some companies raise their | | Valued: Relating to an agreement by |
| Conroe | | prices based on your actual age, | | an insurer to pay a specified amount |
| Newark | | most companies increase the price of | | of money to or on behalf of the |
| Abilene | | their policies six months before your | | insured upon occurrence of a defined |
| Los Angeles | | birthday. Its a term called Age | | loss. |
| Bay City | | Nearest in the industry, and that | | |
| Plano | | half-year price increase could really | | Cut Rate: This term generally applies |
| Fremont | | add up over a 20-year term policy. As | | to insurance companies who charge |
| Toms River | | above, the quicker you purchase your | | premiums below a normal or average |
| Columbus | | policy the better. | | rate. |
