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| Jacksonville | | We offer quotes for auto insurance, | | Borderline Risk: An insurance |
| Sioux City | | life insurance, homeowners | | prospect of doubtful quality from an |
| Lakewood | | insurance, health insurance, term life | | underwriting point of view. |
| Daytona Beach | | insurance and more. | | |
| Denton | | | | Retail Credit Company: The former |
| Beaumont | | People who are trying to quit | | name of Equifax, a credit reporting |
| Asheville | | smoking, for example, might be best | | organization. See Equifax. |
| Cincinnati | | suited purchasing a shorter term (and | | |
| Cranston | | then replacing it with a longer term | | Authorized Insurer: An insurer |
| Troy | | policy when they qualify for | | authorized by the state to transact |
| Texarkana | | non-tobacco prices). | | business in that state for specific |
| Lima | | | | types of insurance. |
| Quincy | | While some companies raise their | | |
| Bronx | | prices based on your actual age, | | Endorsement: A written or printed form |
| Springfield | | most companies increase the price of | | attached to the policy which alters |
| Madison | | their policies six months before your | | provisions of the contract. |
| Wilmington | | birthday. Its a term called Age | | |
| Quincy | | Nearest in the industry, and that | | Premises: The particular location of |
| Springfield | | half-year price increase could really | | property or a portion thereof as |
| Schaumburg | | add up over a 20-year term policy. As | | designated in a policy. |
| Olympia | | above, the quicker you purchase your | | |
| St. Paul | | policy the better. | | Underinsurance: A condition in which |
| Chesapeake | | | | not enough insurance is carried to |
| Lincoln | | Everyone has different needs, and | | cover the insurable value. |
| Woodbridge | | not one size fits all when it comes to | | |
| Mountain View | | term life insurance. While it may make | | Losses Incurred: The total losses, |
| New York | | sense for people in their 30s and 40s | | whether paid or not, sustained by an |
| Corona | | to secure a 20-year term length, a | | insurer during a given period, e.g., 12 |
| Trenton | | 10-year term might be more | | months. |
| Cincinnati | | appropriate for someone nearing | | |
| Escondido | | retirement. | | Shock Loss: A catastrophic loss so |
| Council Bluffs | | | | large that it has a material effect on |
| Columbia | | Shopping around is the best way to | | the underwriting results of a company. |
| Quincy | | save money on your insurance. | | |
