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| Orange Park | | The best time to switch policies is | | Interstate Carrier: A transportation |
| Columbia | | within one month of receiving your | | company which does business |
| Florence | | policy renewal from your current | | across state lines. |
| Monroe | | insurer. You can typically cancel your | | |
| Stockbridge | | policy without any fees or penalties if | | Premises: The particular location of |
| Greeley | | you act within this time period. | | property or a portion thereof as |
| Davenport | | | | designated in a policy. |
| Independence | | People who are trying to quit | | |
| Gaithersburg | | smoking, for example, might be best | | Provisional Rate: Tentative rates, |
| Indianapolis | | suited purchasing a shorter term (and | | premiums or commissions that are |
| Oxnard | | then replacing it with a longer term | | subject to subsequent adjustment. |
| Scranton | | policy when they qualify for | | See Commission and Premium. |
| Hot Springs | | non-tobacco prices). | | |
| Springfield | | | | Index Bureau Experience: A measure |
| Huntington | | If you have noticed that your auto | | of losses relating to claims reported |
| Quincy | | insurance rates are still increasing | | through a claim office during a |
| Las Cruces | | with each renewal, or even have not | | 12-month period. |
| Colorado Springs | | gone down even though you have a | | |
| Cypress | | great driving record, this lower pricing | | Capital Sum: The maximum lump sum |
| Spring Hill | | trend makes it more important then | | payable in the event of accidental |
| Shreveport | | ever that you shop around for auto | | death or dismemberment. |
| Greenville | | insurance. | | |
| Madison | | | | Losses Outstanding: A summary |
| Englewood | | The quickest and easiest way to | | statement prepared by Property, Life, |
| Newport Beach | | shop for new insurance is by | | and Liability insurers showing claims |
| Cookeville | | comparing rates at InsWebs online | | not yet settled. |
| Orange | | marketplace. If you do it the | | |
| Alpharetta | | old-fashioned way (by calling or | | Brokerage Department: A department |
| Englewood | | visiting multiple agents or insurance | | of an insurer whose purpose is to |
| New Orleans | | companies) it could take up a huge | | deal with brokers in the placing of |
| Jacksonville | | chunk of your time, which no one | | insurance. |
| Waterloo | | wants or needs. By completing | | |
| Alpharetta | | InsWebs online application, you will | | Open Rating: A system whereby a |
| Rochester | | have rates to compare to your old | | state allows an insurer to use rates |
| Baltimore | | ones within minutes! | | without prior approval. |
