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| Thousand Oaks | | Shopping around is the best way to | | Gross Line: The total limit accepted |
| Milwaukee | | save money on your insurance. | | by an insurer on an individual risk, |
| Buffalo | | | | including the amount to be reinsured. |
| Louisville | | If you have noticed that your auto | | |
| Spring Hill | | insurance rates are still increasing | | Claim Expense: The expense of |
| Houma | | with each renewal, or even have not | | adjusting a claim, such as |
| Whittier | | gone down even though you have a | | investigation and attorneys' fees. It |
| Cranston | | great driving record, this lower pricing | | does not include the cost of the claim |
| Decatur | | trend makes it more important then | | itself. |
| Chandler | | ever that you shop around for auto | | |
| Newark | | insurance. | | Borderline Risk: An insurance |
| Yuma | | | | prospect of doubtful quality from an |
| Springfield | | Everyone has different needs, and | | underwriting point of view. |
| Sterling Heights | | not one size fits all when it comes to | | |
| Toledo | | term life insurance. While it may make | | Partnership: A business enterprise |
| Ogden | | sense for people in their 30s and 40s | | owned and operated by two or more |
| Malden | | to secure a 20-year term length, a | | persons for the purpose of generating |
| Wilmington | | 10-year term might be more | | business income and profits. |
| Rome | | appropriate for someone nearing | | |
| Erie | | retirement. | | Dual Life Stock Company: A stock |
| Lincoln | | | | Life insurer issuing both participating |
| Cookeville | | Individuals who have 30-year | | and nonparticipating policy contracts. |
| Irvine | | mortgages might want to consider a | | |
| Turlock | | 30-year term to ensure that the house | | Domestic Insurer (or Company): An |
| Thousand Oaks | | is protected throughout the period of | | insurer formed under the laws of the |
| Fort Lauderdale | | the loan. | | state in which the insurance is written. |
