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| Rockville | | The best time to switch policies is | | Cash Flow Underwriting: The use of |
| Denton | | within one month of receiving your | | rating and premium collection |
| Beaumont | | policy renewal from your current | | techniques by insurance companies |
| Greensboro | | insurer. You can typically cancel your | | to maximize interest earnings on |
| Lincoln | | policy without any fees or penalties if | | premiums. |
| Evanston | | you act within this time period. | | |
| Myrtle Beach | | | | Initial Premium: An amount paid at the |
| Fort Worth | | Why not take advantage of current | | inception of an insurance contract, |
| White Plains | | low prices? Many auto insurance | | usually subject to adjustment at the |
| Lansing | | consumers are becoming educated | | end of the policy period. |
| Coral Springs | | on other companies, plans, and rates | | |
| Tucson | | that are available to them; ones that | | Indemnity: Restoration to the victim of |
| Anchorage | | could afford them significant savings | | a loss by payment, repair, or |
| Quincy | | on their auto insurance. | | replacement. |
