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| Dayton | | Why not take advantage of current | | Gross Line: The total limit accepted |
| Midland | | low prices? Many auto insurance | | by an insurer on an individual risk, |
| Anderson | | consumers are becoming educated | | including the amount to be reinsured. |
| Springfield | | on other companies, plans, and rates | | |
| Nashua | | that are available to them; ones that | | Submitted Business: Applications for |
| Knoxville | | could afford them significant savings | | insurance submitted to an insurer but |
| Sterling Heights | | on their auto insurance. | | not yet acted upon by it. |