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| Grand Rapids | | If you decide to cancel your policy | | Insurance Examiner: The |
| Evanston | | (after acquiring new coverage) | | representative of a state insurance |
| Newport News | | outside of the 30-day period, you may | | department assigned to participate in |
| Richmond | | have to pay a fee or penalty. | | the official audit and examination of |
| Anderson | | However, you may still save money | | an insurer. |
| Lubbock | | after paying the fee if your new policy | | |
| Reading | | affords you significant savings. So | | Examiner: An employee assigned by |
| Pasadena | | while it is best to wait until your | | the state insurance department to |
| Albany | | receive your renewal notice, you CAN | | audit insurers' records. |
| Hampton | | cancel your policy at any time. | | |
| Lexington | | | | Incurred Expense: Expenses not yet |
| Des Moines | | Life insurance, specifically Term Life, | | paid. Can also include paid |
| Longmont | | is arguably one of the best values in | | expenses in some accounting |
| Virginia Beach | | the entire financial services arena. | | systems. |
| Conroe | | Where else can you go and get | | |
| Warren | | hundreds of thousands of dollars in | | Building Code: This refers to |
| San Bernardino | | protection for literally pennies per | | municipal or other governmental |
| Waterloo | | day? Rates for Term Life insurance | | ordinances regulating the type of |
| Boca Raton | | remain at all-time lows, and now is the | | construction of buildings within its |
| Orange | | time to lock in the best prices. | | jurisdiction. |
