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| Canton | | The quickest and easiest way to | | FICA. Federal Insurance Contributions |
| Sioux Falls | | shop for new insurance is by | | Act: A law imposing a payroll tax to |
| Pueblo | | comparing rates at InsWebs online | | assist in funding Social Security |
| Greenville | | marketplace. If you do it the | | benefits. |
| Decatur | | old-fashioned way (by calling or | | |
| Springfield | | visiting multiple agents or insurance | | Tariff Rate: A rate established by a |
| St. Joseph | | companies) it could take up a huge | | rating organization, which comes from |
| Mansfield | | chunk of your time, which no one | | the tables, schedules and rules found |
| Huntsville | | wants or needs. By completing | | in the tariff of rates. |
| Columbus | | InsWebs online application, you will | | |
| Fairfax | | have rates to compare to your old | | Admitted Company: An insurance |
| Erie | | ones within minutes! | | company authorized and licensed to |
| Franklin | | | | do business in a given state. |
| Pasadena | | While some companies raise their | | |
| Grand Prairie | | prices based on your actual age, | | Commercial Lines: This term is used |
| Hollywood | | most companies increase the price of | | to refer to insurance for businesses, |
| Valdosta | | their policies six months before your | | professionals, and commercial |
| Indianapolis | | birthday. Its a term called Age | | establishments. |
| Dubuque | | Nearest in the industry, and that | | |
| Sioux City | | half-year price increase could really | | Line of Business: The classification of |
| Acworth | | add up over a 20-year term policy. As | | business as utilized in the insurance |
| Englewood | | above, the quicker you purchase your | | industry, e.g., Fire, Allied Lines and |
| West Chester | | policy the better. | | Homeowners. |