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| Cape Coral | | The quickest and easiest way to | | Insurance Examiner: The |
| Council Bluffs | | shop for new insurance is by | | representative of a state insurance |
| Boise | | comparing rates at InsWebs online | | department assigned to participate in |
| San Jose | | marketplace. If you do it the | | the official audit and examination of |
| Clinton Township | | old-fashioned way (by calling or | | an insurer. |
| Lawton | | visiting multiple agents or insurance | | |
| Brooklyn | | companies) it could take up a huge | | Valuation Clause: A clause stating the |
| York | | chunk of your time, which no one | | value of items for insurance |
| Virginia Beach | | wants or needs. By completing | | purposes, making it a valued policy. |
| Westbury | | InsWebs online application, you will | | |
| Glendale | | have rates to compare to your old | | Fiduciary: A person holding the funds |
| Bradenton | | ones within minutes! | | or property of another in a position of |
| Oxnard | | | | trust. An example would be the |
| Arlington | | The best time to switch policies is | | executor of an estate. |
| Evanston | | within one month of receiving your | | |
| Abilene | | policy renewal from your current | | Criticism: A correction suggested by a |
| Cape Coral | | insurer. You can typically cancel your | | rating or auditing bureau to an insurer. |
| Monroe | | policy without any fees or penalties if | | |
| Santa Barbara | | you act within this time period. | | Admitted (or Allowed) Assets: Assets |
| Jackson | | | | whose values are permitted by state |
| Oceanside | | Why not take advantage of current | | law to be included in the annual |
| Bakersfield | | low prices? Many auto insurance | | statement of the insurer. |
| Bethlehem | | consumers are becoming educated | | |
| Mesa | | on other companies, plans, and rates | | Tariff Rate: A rate established by a |
| Edison | | that are available to them; ones that | | rating organization, which comes from |
| Bay City | | could afford them significant savings | | the tables, schedules and rules found |
| Williamsport | | on their auto insurance. | | in the tariff of rates. |
