| | | | |
|
| Oklahoma City | | If you decide to cancel your policy | | Accidental Bodily Injury: An injury |
| Vero Beach | | (after acquiring new coverage) | | sustained accidentally. Only the result |
| Nashua | | outside of the 30-day period, you may | | need be accidental. Contrast with |
| Richmond | | have to pay a fee or penalty. | | Accidental Means. |
| Portland | | However, you may still save money | | |
| Lafayette | | after paying the fee if your new policy | | Agent's Balance: A periodic |
| Staten Island | | affords you significant savings. So | | statement of the sums due and owed |
| Boise | | while it is best to wait until your | | to an agent under the agent's contract |
| Hemet | | receive your renewal notice, you CAN | | with an insurer. |
| Staten Island | | cancel your policy at any time. | | |
| Hollywood | | | | Liquidity: The ability of an insurer to |
| Memphis | | The quickest and easiest way to | | convert its assets into cash to pay |
| Biloxi | | shop for new insurance is by | | claims if necessary. |
| Philadelphia | | comparing rates at InsWebs online | | |
| Slidell | | marketplace. If you do it the | | Foreign Insurer: An insurer domiciled |
| Waco | | old-fashioned way (by calling or | | in a state of the United States other |
| Canton | | visiting multiple agents or insurance | | than the one in which the insured's |
| San Francisco | | companies) it could take up a huge | | insurance is written. |
| Tacoma | | chunk of your time, which no one | | |
| Atlanta | | wants or needs. By completing | | Theory of Probability: The |
| San Diego | | InsWebs online application, you will | | mathematical principle upon which |
| Garland | | have rates to compare to your old | | insurance is based. |
| Cleveland | | ones within minutes! | | |
| Fayetteville | | | | Other Insurance: The existence of |
| Huntsville | | People who are trying to quit | | other contracts covering the same |
| Ogden | | smoking, for example, might be best | | interest and perils. |
| Syracuse | | suited purchasing a shorter term (and | | |
| Jacksonville | | then replacing it with a longer term | | Lloyd's Broker: A person who has the |
| Downey | | policy when they qualify for | | authority to negotiate insurance |
| Greeley | | non-tobacco prices). | | contracts with the underwriters on the |
| Staten Island | | | | floor at Lloyd's. |
| Schenectady | | Make sure you have a new policy in | | |
| Bloomington | | place before you cancel your old one | | Not Taken: Policies applied for and |
| Westbury | | to avoid a lapse in coverage. This will | | issued but rejected by the proposed |
| Palm Harbor | | also prevent having to figure out the | | owner and not paid for. |
| Sunnyvale | | amount of any unused premium that is | | |
| Newburgh | | due to you from your old insurance | | |
| Pasadena | | company, or having to spar with your | | |
| Grand Rapids | | agent about exactly when your policy | | |
| Columbus | | was cancelled and how much they | | |
| Dearborn | | owe you. | | |
