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| Mountain View | | The best time to switch policies is | | Professional Insurance Agents |
| Springfield | | within one month of receiving your | | Association: A trade association of |
| Fall River | | policy renewal from your current | | mutual insurance agents. |
| Flint | | insurer. You can typically cancel your | | |
| Allentown | | policy without any fees or penalties if | | Authorized Insurer: An insurer |
| Gainesville | | you act within this time period. | | authorized by the state to transact |
| Naperville | | | | business in that state for specific |
| Syracuse | | People who are trying to quit | | types of insurance. |
| Grand Rapids | | smoking, for example, might be best | | |
| Morristown | | suited purchasing a shorter term (and | | Policywriting Agent: An agent who has |
| Louisville | | then replacing it with a longer term | | the authority to prepare and effect an |
| Savannah | | policy when they qualify for | | insurer's policy. |
| Clinton Township | | non-tobacco prices). | | |
| Walnut Creek | | | | Endorsement: A written or printed form |
| Newport News | | Life insurance, specifically Term Life, | | attached to the policy which alters |
| Conroe | | is arguably one of the best values in | | provisions of the contract. |
| Slidell | | the entire financial services arena. | | |
| Staten Island | | Where else can you go and get | | Approved Roof: A term used in |
| Torrance | | hundreds of thousands of dollars in | | building construction. It indicates a |
| Texarkana | | protection for literally pennies per | | roof made of fire-resistive materials, |
| Athens | | day? Rates for Term Life insurance | | such as tile or asphalt shingles. |
| Akron | | remain at all-time lows, and now is the | | |
| Chula Vista | | time to lock in the best prices. | | Deficit Carried Forward: The transfer |
| Muncie | | | | of a debit balance from one |
| Midland | | Individuals who have 30-year | | accounting period to another. |
| Fort Worth | | mortgages might want to consider a | | |
| Yuma | | 30-year term to ensure that the house | | Absolute Assignment: Assignment by |
| Mesquite | | is protected throughout the period of | | a policy owner of all control of and |
| Hattiesburg | | the loan. | | rights in the policy to a third party. |
