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| Kansas City | | Life insurance, specifically Term Life, | | Inspection: Independent checking on |
| Fort Myers | | is arguably one of the best values in | | facts about an applicant, |
| Dallas | | the entire financial services arena. | | policyholder, or claimant, usually by a |
| Williamsport | | Where else can you go and get | | commercial inspection agency. |
| Englewood | | hundreds of thousands of dollars in | | |
| Decatur | | protection for literally pennies per | | Amendment: A formal document |
| Indianapolis | | day? Rates for Term Life insurance | | which corrects or revises an |
| Mesa | | remain at all-time lows, and now is the | | insurance master policy. |
| Alpharetta | | time to lock in the best prices. | | |
| Fredericksburg | | | | Standard Industry Code (SIC): This is |
| San Antonio | | People who are trying to quit | | a coding system which assigns |
| Naples | | smoking, for example, might be best | | separate codes for different types of |
| Oceanside | | suited purchasing a shorter term (and | | industries. |
| Valdosta | | then replacing it with a longer term | | |
| Longwood | | policy when they qualify for | | Theory of Probability: The |
| Gainesville | | non-tobacco prices). | | mathematical principle upon which |
| Charleston | | | | insurance is based. |
| Toledo | | We offer quotes for auto insurance, | | |
| Honolulu | | life insurance, homeowners | | Coding: A method of putting |
| Ogden | | insurance, health insurance, term life | | information into a numerical form for |
| Lake Charles | | insurance and more. | | statistical use. Most information on |
| Salt Lake City | | | | policies is coded and then put into |
| Glendale | | Everyone has different needs, and | | reports. |
| Grand Rapids | | not one size fits all when it comes to | | |
| Littleton | | term life insurance. While it may make | | Admitted (or Allowed) Assets: Assets |
| Pensacola | | sense for people in their 30s and 40s | | whose values are permitted by state |
| Cypress | | to secure a 20-year term length, a | | law to be included in the annual |
| Portland | | 10-year term might be more | | statement of the insurer. |
| Cedar Rapids | | appropriate for someone nearing | | |
| El Paso | | retirement. | | Submitted Business: Applications for |
| Chandler | | | | insurance submitted to an insurer but |
| St. Louis | | Individuals who have 30-year | | not yet acted upon by it. |
| Sterling Heights | | mortgages might want to consider a | | |
| Decatur | | 30-year term to ensure that the house | | Valuation Clause: A clause stating the |
| Macon | | is protected throughout the period of | | value of items for insurance |
| San Diego | | the loan. | | purposes, making it a valued policy. |
