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| Coral Springs | | If you decide to cancel your policy | | Flat Cancellation: A policy which is |
| Houston | | (after acquiring new coverage) | | cancelled upon its effective date. |
| Schaumburg | | outside of the 30-day period, you may | | Usually under a flat cancellation no |
| Springfield | | have to pay a fee or penalty. | | premium charge is made. |
| Grand Prairie | | However, you may still save money | | |
| Peoria | | after paying the fee if your new policy | | Broker of Record: A broker who has |
| Monroe | | affords you significant savings. So | | been designated to handle certain |
| Florissant | | while it is best to wait until your | | insurance contracts for the |
| Gulfport | | receive your renewal notice, you CAN | | policyholder. |
| Venice | | cancel your policy at any time. | | |
| Mesquite | | | | Provisional Rate: Tentative rates, |
| Knoxville | | Shopping around is the best way to | | premiums or commissions that are |
| Beaumont | | save money on your insurance. | | subject to subsequent adjustment. |
| New Port Richey | | | | See Commission and Premium. |
| Woodbridge | | The best time to switch policies is | | |
| Bloomington | | within one month of receiving your | | Net Loss: The amount of loss |
| Manchester | | policy renewal from your current | | sustained by an insurer after giving |
| West Palm Beach | | insurer. You can typically cancel your | | effect to all applicable reinsurance, |
| Buffalo | | policy without any fees or penalties if | | salvage, and subrogation recoveries. |
| Stuart | | you act within this time period. | | |
| Washington | | | | Inspection: Independent checking on |
| Jonesboro | | Life insurance, specifically Term Life, | | facts about an applicant, |
| Fort Wayne | | is arguably one of the best values in | | policyholder, or claimant, usually by a |
| Manchester | | the entire financial services arena. | | commercial inspection agency. |
| Franklin | | Where else can you go and get | | |
| Jackson | | hundreds of thousands of dollars in | | Gain and Loss Exhibit: The portion of |
| Mesquite | | protection for literally pennies per | | the convention blank which |
| Corona | | day? Rates for Term Life insurance | | represents an analysis of gains, |
| Palm Harbor | | remain at all-time lows, and now is the | | losses, and surplus during an |
| Jersey City | | time to lock in the best prices. | | accounting period. |
