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| Clearwater | | While some companies raise their | | Liquidity: The ability of an insurer to |
| Duluth | | prices based on your actual age, | | convert its assets into cash to pay |
| Escondido | | most companies increase the price of | | claims if necessary. |
| Turlock | | their policies six months before your | | |
| Lakewood | | birthday. Its a term called Age | | Admitted (or Allowed) Assets: Assets |
| Littleton | | Nearest in the industry, and that | | whose values are permitted by state |
| Montgomery | | half-year price increase could really | | law to be included in the annual |
| York | | add up over a 20-year term policy. As | | statement of the insurer. |
| Kansas City | | above, the quicker you purchase your | | |
| Venice | | policy the better. | | Other Insurance: The existence of |
| Detroit | | | | other contracts covering the same |
| Anderson | | If you have noticed that your auto | | interest and perils. |
| Pasadena | | insurance rates are still increasing | | |
| Daytona Beach | | with each renewal, or even have not | | Agency Company: An insurance |
| Fullerton | | gone down even though you have a | | company that produces business |
| Augusta | | great driving record, this lower pricing | | through an agency network. Contrast |
| Kingsport | | trend makes it more important then | | with Direct Writer. |
| Spring Hill | | ever that you shop around for auto | | |
| York | | insurance. | | Book Value: Refers to the value of |
| St. Paul | | | | assets as shown in the official |
| Saginaw | | People who are trying to quit | | accounting records of the company. |
| Norfolk | | smoking, for example, might be best | | |
| Yuma | | suited purchasing a shorter term (and | | Brokerage Department: A department |
| Littleton | | then replacing it with a longer term | | of an insurer whose purpose is to |
| Hampton | | policy when they qualify for | | deal with brokers in the placing of |
| Ann Arbor | | non-tobacco prices). | | insurance. |