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| Hollywood | | Why not take advantage of current | | Captive Agent: One who sells |
| Waterloo | | low prices? Many auto insurance | | insurance for only one company as |
| Columbus | | consumers are becoming educated | | opposed to an agent who represents |
| Kingsport | | on other companies, plans, and rates | | several companies. |
| Sunnyvale | | that are available to them; ones that | | |
| Amarillo | | could afford them significant savings | | Admitted Company: An insurance |
| Elkhart | | on their auto insurance. | | company authorized and licensed to |
| Kansas City | | | | do business in a given state. |
| Palm Harbor | | Healthy people have the best | | |
| San Bernardino | | mortality risks and thus are much | | Losses Outstanding: A summary |
| Gainesville | | cheaper for companies to insure. This | | statement prepared by Property, Life, |
| Long Island City | | translates into lower rates for the | | and Liability insurers showing claims |
| Roanoke | | Super Preferred customer than | | not yet settled. |
| Davenport | | someone with higher risk factors such | | |
| Chicago | | as a heart condition, cancer or | | Agency Company: An insurance |
| Yuma | | diabetes. Conversely, if you were | | company that produces business |
| Wichita | | unhealthy when you acquired your | | through an agency network. Contrast |
| Goldsboro | | policy, and your health has now | | with Direct Writer. |
| Williamsburg | | improved, it might be time to shop for | | |
| Anderson | | a new policy, as your rates are likely | | Commission of Authority: A document |
| Brooklyn | | to be lower. | | outlining the powers delegated to an |
| Anaheim | | | | agent by an insurer. |
| York | | Everyone has different needs, and | | |
| Muncie | | not one size fits all when it comes to | | Criticism: A correction suggested by a |
| Greenville | | term life insurance. While it may make | | rating or auditing bureau to an insurer. |
| San Jose | | sense for people in their 30s and 40s | | |
| Dubuque | | to secure a 20-year term length, a | | Notice To Company: Written notice to |
| Mansfield | | 10-year term might be more | | an insurer of the occurrence of an |
| Aurora | | appropriate for someone nearing | | event which a claim is to be based. |
| Saginaw | | retirement. | | |
| Yonkers | | | | Loss Frequency: The number of times |
| Littleton | | At InsWeb, you can compare free | | a loss occurs over a specific period |
| Irving | | online insurance quotes from many of | | of time. |
| Tulsa | | the nations leading insurance | | |
| Valdosta | | companies. | | |
