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| Clarksville | | The best time to switch policies is | | Coding: A method of putting |
| Glendale | | within one month of receiving your | | information into a numerical form for |
| Hattiesburg | | policy renewal from your current | | statistical use. Most information on |
| Slidell | | insurer. You can typically cancel your | | policies is coded and then put into |
| Hot Springs | | policy without any fees or penalties if | | reports. |
| Santa Barbara | | you act within this time period. | | |
| Sioux Falls | | | | War Risk Insurance: Insurance |
| Pasadena | | If you have noticed that your auto | | covering damage caused by war. |
| Baltimore | | insurance rates are still increasing | | Most often written by Ocean Marine |
| Longview | | with each renewal, or even have not | | Insurance companies covering |
| Los Angeles | | gone down even though you have a | | vessels. |
| Waco | | great driving record, this lower pricing | | |
| Goldsboro | | trend makes it more important then | | Losses Incurred: The total losses, |
| Wilmington | | ever that you shop around for auto | | whether paid or not, sustained by an |
| Fall River | | insurance. | | insurer during a given period, e.g., 12 |
| Arlington | | | | months. |
| Chattanooga | | Why not take advantage of current | | |
| Portland | | low prices? Many auto insurance | | Notice To Company: Written notice to |
| Oakland | | consumers are becoming educated | | an insurer of the occurrence of an |
| Springfield | | on other companies, plans, and rates | | event which a claim is to be based. |
| Tampa | | that are available to them; ones that | | |
| Duluth | | could afford them significant savings | | Net Interest Earned: The average |
| Corpus Christi | | on their auto insurance. | | interest earned by an insurer on its |
| Knoxville | | | | investments after investment expense |
| Dubuque | | While some companies raise their | | but before federal income taxes. |
| Austin | | prices based on your actual age, | | |
| Evansville | | most companies increase the price of | | Liabilities: Money owed or expected |
| Hollywood | | their policies six months before your | | to be owed. Insurance company |
| Boulder | | birthday. Its a term called Age | | financial statements, for instance, |
| Albuquerque | | Nearest in the industry, and that | | show assets and liabilities. |
| Rapid City | | half-year price increase could really | | |
| Buffalo | | add up over a 20-year term policy. As | | Sherman Antitrust Act: An antitrust law |
| Spring Hill | | above, the quicker you purchase your | | from which insurance is exempted to |
| Beaumont | | policy the better. | | the extent that it is regulated by state |
| Palm Harbor | | | | law. |
