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| Spokane | | Why not take advantage of current | | Submitted Business: Applications for |
| Inglewood | | low prices? Many auto insurance | | insurance submitted to an insurer but |
| Huntington Beach | | consumers are becoming educated | | not yet acted upon by it. |
| Fredericksburg | | on other companies, plans, and rates | | |
| Chandler | | that are available to them; ones that | | Fictitious Groups: Groups formed |
| San Bernardino | | could afford them significant savings | | primarily for the purpose of buying |
| Fresno | | on their auto insurance. | | insurance. Under the law such groups |
| Midland | | | | may not be underwritten. |
| Jacksonville | | Individuals who have 30-year | | |
| Rome | | mortgages might want to consider a | | Tickler: A reminder system used to |
| Slidell | | 30-year term to ensure that the house | | call an individual's attention to actions |
| West Chester | | is protected throughout the period of | | that must be taken at a future point in |
| Pompano Beach | | the loan. | | time. |
