| | | | |
|
| San Francisco | | Make sure you have a new policy in | | Admitted (or Allowed) Assets: Assets |
| Baltimore | | place before you cancel your old one | | whose values are permitted by state |
| Clinton Township | | to avoid a lapse in coverage. This will | | law to be included in the annual |
| Fort Lauderdale | | also prevent having to figure out the | | statement of the insurer. |
| Newark | | amount of any unused premium that is | | |
| Dothan | | due to you from your old insurance | | Agency Company: An insurance |
| Venice | | company, or having to spar with your | | company that produces business |
| Lorain | | agent about exactly when your policy | | through an agency network. Contrast |
| Washington | | was cancelled and how much they | | with Direct Writer. |
| Lima | | owe you. | | |
| Pensacola | | | | Agent's License: A certificate of |
| Daytona Beach | | Everyone has different needs, and | | authority from the state which permits |
| Costa Mesa | | not one size fits all when it comes to | | the agent to conduct business. |
| Columbus | | term life insurance. While it may make | | |
| Fall River | | sense for people in their 30s and 40s | | Malinger: To feign a disability for the |
| Irving | | to secure a 20-year term length, a | | purpose of continuing to collect |
| Cape Coral | | 10-year term might be more | | benefits longer than actually |
| Fremont | | appropriate for someone nearing | | necessary. |
| Lancaster | | retirement. | | |
| Alpharetta | | | | Indemnify: To restore the victim of a |
| Alameda | | If you decide to cancel your policy | | loss to the same position as before |
| Spring Hill | | (after acquiring new coverage) | | the loss occurred. |
| Corona | | outside of the 30-day period, you may | | |
| Muncie | | have to pay a fee or penalty. | | Mutualization: The process of |
| Tacoma | | However, you may still save money | | converting a stock insurer to a mutual |
| Oklahoma City | | after paying the fee if your new policy | | insurer, accomplished by having the |
| New York | | affords you significant savings. So | | insurer buy stock and retire it. |
| Boulder | | while it is best to wait until your | | |
| Oklahoma City | | receive your renewal notice, you CAN | | American Risk and Insurance |
| Salem | | cancel your policy at any time. | | Association: An association of |
| White Plains | | | | insurance educators and others |
| Cherry Hill | | If you have noticed that your auto | | interested in insurance study and |
| Long Beach | | insurance rates are still increasing | | research. |
| Newport News | | with each renewal, or even have not | | |
| Lubbock | | gone down even though you have a | | |
| Reading | | great driving record, this lower pricing | | |
| Sumter | | trend makes it more important then | | |
| Des Moines | | ever that you shop around for auto | | |
| Mountain View | | insurance. | | |
