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| Jacksonville | | If you decide to cancel your policy | | American Risk and Insurance |
| Fall River | | (after acquiring new coverage) | | Association: An association of |
| St. Louis | | outside of the 30-day period, you may | | insurance educators and others |
| San Diego | | have to pay a fee or penalty. | | interested in insurance study and |
| Bronx | | However, you may still save money | | research. |
| Philadelphia | | after paying the fee if your new policy | | |
| Asheville | | affords you significant savings. So | | Inspection: Independent checking on |
| Albany | | while it is best to wait until your | | facts about an applicant, |
| Myrtle Beach | | receive your renewal notice, you CAN | | policyholder, or claimant, usually by a |
| Fullerton | | cancel your policy at any time. | | commercial inspection agency. |