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| Berkeley | | Make sure you have a new policy in | | Tickler: A reminder system used to |
| Vero Beach | | place before you cancel your old one | | call an individual's attention to actions |
| Columbus | | to avoid a lapse in coverage. This will | | that must be taken at a future point in |
| Redlands | | also prevent having to figure out the | | time. |
| Yuma | | amount of any unused premium that is | | |
| Kingsport | | due to you from your old insurance | | Policywriting Agent: An agent who has |
| Virginia Beach | | company, or having to spar with your | | the authority to prepare and effect an |
| Whittier | | agent about exactly when your policy | | insurer's policy. |
| Greensboro | | was cancelled and how much they | | |
| Bellevue | | owe you. | | Foreign Insurer: An insurer domiciled |
| Green Bay | | | | in a state of the United States other |
| Turlock | | While some companies raise their | | than the one in which the insured's |
| Bellevue | | prices based on your actual age, | | insurance is written. |
| Alexandria | | most companies increase the price of | | |
| Oxnard | | their policies six months before your | | First Party Insurance: Insurance which |
| Muncie | | birthday. Its a term called Age | | applies to coverage for the insured's |
| Wichita | | Nearest in the industry, and that | | own property or person. Contrast with |
| Duluth | | half-year price increase could really | | Third Party Insurance. |
| Abilene | | add up over a 20-year term policy. As | | |
| New Port Richey | | above, the quicker you purchase your | | Collusion: An agreement, usually |
| Spokane | | policy the better. | | secret, between two or more persons |
| Bellevue | | | | to defraud or deprive another or |
| Vancouver | | At InsWeb, you can compare free | | others of their property or rights. |
| Edison | | online insurance quotes from many of | | |
| Phoenix | | the nations leading insurance | | Partial Loss: A loss covered by an |
| Lowell | | companies. | | insurance policy which does not |
| Albany | | | | completely destroy or render |
| Jackson | | We offer quotes for auto insurance, | | worthless the insured property. |
| Clinton Township | | life insurance, homeowners | | |
| Toms River | | insurance, health insurance, term life | | Cut Rate: This term generally applies |
| Bakersfield | | insurance and more. | | to insurance companies who charge |
| Sacramento | | | | premiums below a normal or average |
| Bay City | | The best time to switch policies is | | rate. |
| San Francisco | | within one month of receiving your | | |
| Rochester | | policy renewal from your current | | |
| South Bend | | insurer. You can typically cancel your | | |
| Woodbridge | | policy without any fees or penalties if | | |
| Thousand Oaks | | you act within this time period. | | |
