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| Johnson City | | Why not take advantage of current | | Society of Insurance Research: An |
| Clarksville | | low prices? Many auto insurance | | organization which encourages |
| Fullerton | | consumers are becoming educated | | insurance research and promotes the |
| Sioux Falls | | on other companies, plans, and rates | | exchange of ideas and methods of |
| Lorain | | that are available to them; ones that | | research. |
| Providence | | could afford them significant savings | | |
| Arlington | | on their auto insurance. | | Fiduciary: A person holding the funds |
| Chandler | | | | or property of another in a position of |
| Scranton | | The best time to switch policies is | | trust. An example would be the |
| Omaha | | within one month of receiving your | | executor of an estate. |
| Kingsport | | policy renewal from your current | | |
| Marietta | | insurer. You can typically cancel your | | Broker of Record: A broker who has |
| Cambridge | | policy without any fees or penalties if | | been designated to handle certain |
| Odessa | | you act within this time period. | | insurance contracts for the |
| West Chester | | | | policyholder. |
| Athens | | If you have noticed that your auto | | |
| Buffalo | | insurance rates are still increasing | | Stock Option Plan: Surviving |
| Owensboro | | with each renewal, or even have not | | stockholders have the option to |
| Omaha | | gone down even though you have a | | purchase or not purchase the shares |
| Salt Lake City | | great driving record, this lower pricing | | of a deceased stockholder. |
| Corona | | trend makes it more important then | | |
| Clinton Township | | ever that you shop around for auto | | Insurance to Value: Insurance written |
| Savannah | | insurance. | | in an amount approximating the value |
| Redlands | | | | of the property insured. |
| Little Rock | | Shopping around is the best way to | | |
| Houston | | save money on your insurance. | | Notice of Cancellation: Written notice |
| Harrisburg | | | | by an insurer of intent to cancel |
| Jackson | | We offer quotes for auto insurance, | | insurance, or written notice by an |
| Peoria | | life insurance, homeowners | | insured requesting cancellation. |
| Bakersfield | | insurance, health insurance, term life | | |
| Owensboro | | insurance and more. | | Leasehold: An agreement which |
| Slidell | | | | gives a person the right to use and |
| Reading | | While some companies raise their | | occupy property. |
| Columbia | | prices based on your actual age, | | |
| Jackson | | most companies increase the price of | | |
| Kingsport | | their policies six months before your | | |
| Columbus | | birthday. Its a term called Age | | |
| St. Joseph | | Nearest in the industry, and that | | |
| Savannah | | half-year price increase could really | | |
| Delray Beach | | add up over a 20-year term policy. As | | |
| Chicago | | above, the quicker you purchase your | | |
| Birmingham | | policy the better. | | |