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| Tacoma | | If you decide to cancel your policy | | Federal Deposit Insurance |
| Quincy | | (after acquiring new coverage) | | Corporation (FDIC): An agency of the |
| Chandler | | outside of the 30-day period, you may | | federal government which insures |
| Houston | | have to pay a fee or penalty. | | bank deposits up to a stated |
| Edison | | However, you may still save money | | maximum. |
| White Plains | | after paying the fee if your new policy | | |
| Charlotte | | affords you significant savings. So | | Insurance Policy: The printed form |
| Minneapolis | | while it is best to wait until your | | which serves as the contract between |
| Fort Smith | | receive your renewal notice, you CAN | | an insurer and an insured. |
| Dothan | | cancel your policy at any time. | | |
| Des Moines | | | | Premium Notice: A form notice from |
| Independence | | We offer quotes for auto insurance, | | an insurer or agency to a policy |
| Oakland | | life insurance, homeowners | | owner that a premium will be due on a |
| Norwalk | | insurance, health insurance, term life | | given date. |
| Albany | | insurance and more. | | |
| Wilmington | | | | Book Value: Refers to the value of |
| Memphis | | Everyone has different needs, and | | assets as shown in the official |
| Slidell | | not one size fits all when it comes to | | accounting records of the company. |
| White Plains | | term life insurance. While it may make | | |
| Southfield | | sense for people in their 30s and 40s | | Accidental Bodily Injury: An injury |
| San Diego | | to secure a 20-year term length, a | | sustained accidentally. Only the result |
| Gainesville | | 10-year term might be more | | need be accidental. Contrast with |
| Greensboro | | appropriate for someone nearing | | Accidental Means. |
| Norwalk | | retirement. | | |
| Lawton | | | | Captive Agent: One who sells |
| Hickory | | Why not take advantage of current | | insurance for only one company as |
| Washington | | low prices? Many auto insurance | | opposed to an agent who represents |
| Lafayette | | consumers are becoming educated | | several companies. |
| Belleville | | on other companies, plans, and rates | | |
| Jasper | | that are available to them; ones that | | FICA. Federal Insurance Contributions |
| Ann Arbor | | could afford them significant savings | | Act: A law imposing a payroll tax to |
| Bethlehem | | on their auto insurance. | | assist in funding Social Security |
| Pembroke Pines | | | | benefits. |
| Fremont | | Healthy people have the best | | |
| Elkhart | | mortality risks and thus are much | | |
| Anderson | | cheaper for companies to insure. This | | |
| Escondido | | translates into lower rates for the | | |
| Naperville | | Super Preferred customer than | | |
| Shreveport | | someone with higher risk factors such | | |
| Pompano Beach | | as a heart condition, cancer or | | |
| Milwaukee | | diabetes. Conversely, if you were | | |
| Austin | | unhealthy when you acquired your | | |
| Hickory | | policy, and your health has now | | |
| Knoxville | | improved, it might be time to shop for | | |
| Amarillo | | a new policy, as your rates are likely | | |
| Jackson | | to be lower. | | |
