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| Santa Rosa | | Why not take advantage of current | | Indemnity: Restoration to the victim of |
| North Hollywood | | low prices? Many auto insurance | | a loss by payment, repair, or |
| Stamford | | consumers are becoming educated | | replacement. |
| Augusta | | on other companies, plans, and rates | | |
| Staten Island | | that are available to them; ones that | | Interline Endorsement: Commercial |
| Trenton | | could afford them significant savings | | endorsements that apply, or could |
| Metairie | | on their auto insurance. | | apply, to more than one coverage |
| Wilmington | | | | part of a package policy. |
| Scranton | | The best time to switch policies is | | |
| Littleton | | within one month of receiving your | | Deflation: An economic period |
| West Chester | | policy renewal from your current | | characterized by falling prices, high |
| Lake Worth | | insurer. You can typically cancel your | | unemployment and a generally |
| Fayetteville | | policy without any fees or penalties if | | sluggish or slow economy. |
| Staten Island | | you act within this time period. | | |
| Malden | | | | Sole Proprietorship: A business |
| Walnut Creek | | We offer quotes for auto insurance, | | enterprise owned by one person who |
| South Bend | | life insurance, homeowners | | is its manager and employee. |
| Worcester | | insurance, health insurance, term life | | |
| Rapid City | | insurance and more. | | Loss Adjustment Expense: The cost |
| Hollywood | | | | of adjusting losses, excluding the |
| Seattle | | At InsWeb, you can compare free | | amount of the loss itself. |
| West Palm Beach | | online insurance quotes from many of | | |
| West Palm Beach | | the nations leading insurance | | Broker-Agent: One acting as an agent |
| Denver | | companies. | | of one or more insurers and as a |
| Ogden | | | | broker in dealing with one or more |
| Philadelphia | | Make sure you have a new policy in | | other insurers. |
| High Point | | place before you cancel your old one | | |
| Allentown | | to avoid a lapse in coverage. This will | | Other Insurance: The existence of |
| Jacksonville | | also prevent having to figure out the | | other contracts covering the same |
| South Bend | | amount of any unused premium that is | | interest and perils. |
| Lexington | | due to you from your old insurance | | |
| Longview | | company, or having to spar with your | | Captive Agent: One who sells |
| Johnstown | | agent about exactly when your policy | | insurance for only one company as |
| Austin | | was cancelled and how much they | | opposed to an agent who represents |
| Spring Hill | | owe you. | | several companies. |
