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| St. Louis | | Make sure you have a new policy in | | Insurance Policy: The printed form |
| Bloomington | | place before you cancel your old one | | which serves as the contract between |
| Rockville | | to avoid a lapse in coverage. This will | | an insurer and an insured. |
| Portland | | also prevent having to figure out the | | |
| Norfolk | | amount of any unused premium that is | | Initial Premium: An amount paid at the |
| Huntsville | | due to you from your old insurance | | inception of an insurance contract, |
| Ocala | | company, or having to spar with your | | usually subject to adjustment at the |
| Lowell | | agent about exactly when your policy | | end of the policy period. |
| Decatur | | was cancelled and how much they | | |
| Hendersonville | | owe you. | | United States Aircraft Insurance |
| Anderson | | | | Group: A group of insurers providing |
| San Bernardino | | If you decide to cancel your policy | | facilities for all forms of Aviation |
| Modesto | | (after acquiring new coverage) | | Insurance. |
| Wichita | | outside of the 30-day period, you may | | |
| Garland | | have to pay a fee or penalty. | | Liabilities: Money owed or expected |
| Providence | | However, you may still save money | | to be owed. Insurance company |
| Williamsburg | | after paying the fee if your new policy | | financial statements, for instance, |
| Longwood | | affords you significant savings. So | | show assets and liabilities. |
| Houston | | while it is best to wait until your | | |
| Ventura | | receive your renewal notice, you CAN | | Liquidity: The ability of an insurer to |
| Shreveport | | cancel your policy at any time. | | convert its assets into cash to pay |
| Tyler | | | | claims if necessary. |
| Poughkeepsie | | Why not take advantage of current | | |
| Miami | | low prices? Many auto insurance | | Agent's Balance: A periodic |
| Wichita | | consumers are becoming educated | | statement of the sums due and owed |
| Denver | | on other companies, plans, and rates | | to an agent under the agent's contract |
| Williamsport | | that are available to them; ones that | | with an insurer. |
| High Point | | could afford them significant savings | | |
| Anderson | | on their auto insurance. | | Brokerage Department: A department |
| Hendersonville | | | | of an insurer whose purpose is to |
| Williamsport | | We offer quotes for auto insurance, | | deal with brokers in the placing of |
| Hartford | | life insurance, homeowners | | insurance. |
| Bellevue | | insurance, health insurance, term life | | |
| Abilene | | insurance and more. | | Replacement: A new policy written to |
| Stuart | | | | take the place of one currently in force. |
