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| Springfield | | At InsWeb, you can compare free | | Overlapping Insurance: Coverage |
| Palm Desert | | online insurance quotes from many of | | from two or more policies or insurers |
| Alexandria | | the nations leading insurance | | which duplicates coverage of certain |
| Worcester | | companies. | | risks. |
| Omaha | | | | |
| Quincy | | Why not take advantage of current | | Accident: An unplanned event, |
| Ogden | | low prices? Many auto insurance | | unexpected and undesigned, which |
| Bellevue | | consumers are becoming educated | | occurs suddenly and at a definite |
| Bloomington | | on other companies, plans, and rates | | place. |
| Amarillo | | that are available to them; ones that | | |
| Williamsburg | | could afford them significant savings | | Accidental Bodily Injury: An injury |
| Billings | | on their auto insurance. | | sustained accidentally. Only the result |
| Flint | | | | need be accidental. Contrast with |
| San Diego | | Everyone has different needs, and | | Accidental Means. |
| Denver | | not one size fits all when it comes to | | |
| Coral Springs | | term life insurance. While it may make | | Agent's Balance: A periodic |
| White Plains | | sense for people in their 30s and 40s | | statement of the sums due and owed |
| Lawrenceville | | to secure a 20-year term length, a | | to an agent under the agent's contract |
| Oceanside | | 10-year term might be more | | with an insurer. |
| Kingsport | | appropriate for someone nearing | | |
| Muncie | | retirement. | | Agency: An insurance sales office |
| Alameda | | | | which is directed by a agent, |
| Baton Rouge | | Life insurance, specifically Term Life, | | manager, independent agent, or |
| Gainesville | | is arguably one of the best values in | | company manager. |
| Birmingham | | the entire financial services arena. | | |
| Mesa | | Where else can you go and get | | Convention Values: Values assigned |
| Fresno | | hundreds of thousands of dollars in | | to insurers' assets in the convention |
| Pensacola | | protection for literally pennies per | | blank. |
| Fall River | | day? Rates for Term Life insurance | | |
| Ann Arbor | | remain at all-time lows, and now is the | | Burning Ratio: The ratio of losses |
| Conroe | | time to lock in the best prices. | | suffered to the amount of insurance in |
| Springfield | | | | effect. |
| Lima | | If you decide to cancel your policy | | |
| Orange | | (after acquiring new coverage) | | Policy Period (or Term): The period |
| Phoenix | | outside of the 30-day period, you may | | during which the policy contract |
| Escondido | | have to pay a fee or penalty. | | affords protection, e.g., six months or |
| Plano | | However, you may still save money | | one or three years. |
| Metairie | | after paying the fee if your new policy | | |
| Lakeland | | affords you significant savings. So | | |
| Peoria | | while it is best to wait until your | | |
| Springfield | | receive your renewal notice, you CAN | | |
| Alpharetta | | cancel your policy at any time. | | |
