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| Fayetteville | | The best time to switch policies is | | Equity: The money value of an |
| Midland | | within one month of receiving your | | insurance company that is over and |
| Toms River | | policy renewal from your current | | above its liabilities. Liabilities include |
| Jersey City | | insurer. You can typically cancel your | | almost all of its reserves. |
| Minneapolis | | policy without any fees or penalties if | | |
| Hollywood | | you act within this time period. | | Minimum Premium: The smallest |
| Tulsa | | | | amount of premium for which an |
| Elkhart | | Shopping around is the best way to | | insurer will issue coverage under a |
| Monroe | | save money on your insurance. | | given policy. |