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| Seattle | | At InsWeb, you can compare free | | Other Insurance: The existence of |
| Columbus | | online insurance quotes from many of | | other contracts covering the same |
| Scottsdale | | the nations leading insurance | | interest and perils. |
| Colorado Springs | | companies. | | |
| Rockville | | | | Provisions: Statements contained in |
| Riverside | | Individuals who have 30-year | | an insurance policy which explain the |
| Fort Myers | | mortgages might want to consider a | | benefits, conditions and other |
| Rome | | 30-year term to ensure that the house | | features of the insurance contract. |
| Tampa | | is protected throughout the period of | | |
| Dubuque | | the loan. | | Commission of Authority: A document |
| Newport Beach | | | | outlining the powers delegated to an |
| Orange | | Life insurance, specifically Term Life, | | agent by an insurer. |
| Sacramento | | is arguably one of the best values in | | |
| Lakewood | | the entire financial services arena. | | Policy Period (or Term): The period |
| Edmond | | Where else can you go and get | | during which the policy contract |
| Beaumont | | hundreds of thousands of dollars in | | affords protection, e.g., six months or |
| Alameda | | protection for literally pennies per | | one or three years. |
| Sioux Falls | | day? Rates for Term Life insurance | | |
| Lansing | | remain at all-time lows, and now is the | | Notice To Company: Written notice to |
| Columbus | | time to lock in the best prices. | | an insurer of the occurrence of an |
| Costa Mesa | | | | event which a claim is to be based. |
| San Jose | | Shopping around is the best way to | | |
| Sumter | | save money on your insurance. | | Interline Endorsement: Commercial |
| Shreveport | | | | endorsements that apply, or could |
| Monroe | | Healthy people have the best | | apply, to more than one coverage |
| Nashville | | mortality risks and thus are much | | part of a package policy. |
| South Bend | | cheaper for companies to insure. This | | |
| New York | | translates into lower rates for the | | Lapsed Policy: One which has been |
| Roanoke | | Super Preferred customer than | | allowed to expire because of |
| Morristown | | someone with higher risk factors such | | nonpayment of premiums. |
| Bakersfield | | as a heart condition, cancer or | | |
| Dothan | | diabetes. Conversely, if you were | | Net Loss: The amount of loss |
| Jonesboro | | unhealthy when you acquired your | | sustained by an insurer after giving |
| Walnut Creek | | policy, and your health has now | | effect to all applicable reinsurance, |
| Cambridge | | improved, it might be time to shop for | | salvage, and subrogation recoveries. |
| Jackson | | a new policy, as your rates are likely | | |
| Sioux City | | to be lower. | | |
