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| Lowell | | The quickest and easiest way to | | Insolvent Insurer: An insurer which is |
| Panama City | | shop for new insurance is by | | unable to meet its financial |
| Toms River | | comparing rates at InsWebs online | | obligations. |
| Newport Beach | | marketplace. If you do it the | | |
| Orange Park | | old-fashioned way (by calling or | | Examiner: An employee assigned by |
| Alameda | | visiting multiple agents or insurance | | the state insurance department to |
| Lafayette | | companies) it could take up a huge | | audit insurers' records. |
| Yonkers | | chunk of your time, which no one | | |
| Hollywood | | wants or needs. By completing | | Convention Values: Values assigned |
| Lowell | | InsWebs online application, you will | | to insurers' assets in the convention |
| Phoenix | | have rates to compare to your old | | blank. |
| Fairfax | | ones within minutes! | | |
| Decatur | | | | Public Adjuster: An insurance adjuster |
| Anaheim | | People who are trying to quit | | who represents an insured on a fee |
| Albany | | smoking, for example, might be best | | basis in claims settlement. Contrast |
| Trenton | | suited purchasing a shorter term (and | | with Independent Adjuster. |
| Ocala | | then replacing it with a longer term | | |
| Memphis | | policy when they qualify for | | Indemnity: Restoration to the victim of |
| Delray Beach | | non-tobacco prices). | | a loss by payment, repair, or |
| Corpus Christi | | | | replacement. |
| Jacksonville | | We offer quotes for auto insurance, | | |
| Goldsboro | | life insurance, homeowners | | Stock Option Plan: Surviving |
| Goldsboro | | insurance, health insurance, term life | | stockholders have the option to |
| Springfield | | insurance and more. | | purchase or not purchase the shares |
| Cambridge | | | | of a deceased stockholder. |
| Orange Park | | Make sure you have a new policy in | | |
| Wichita Falls | | place before you cancel your old one | | Tabular Plan: A retrospective rating |
| Columbia | | to avoid a lapse in coverage. This will | | plan, which uses tables to furnish the |
| Warwick | | also prevent having to figure out the | | various values for the rating formula. |
| Alpharetta | | amount of any unused premium that is | | |
| Fremont | | due to you from your old insurance | | Earned Income: The money |
| Santa Barbara | | company, or having to spar with your | | individuals earn as a result of working |
| Lake Worth | | agent about exactly when your policy | | at some job or occupation for which |
| St. Paul | | was cancelled and how much they | | they are paid a salary. |
| Toledo | | owe you. | | |
