| | | | |
|
| Warwick | | Individuals who have 30-year | | Policywriting Agent: An agent who has |
| Texarkana | | mortgages might want to consider a | | the authority to prepare and effect an |
| Arlington | | 30-year term to ensure that the house | | insurer's policy. |
| Shreveport | | is protected throughout the period of | | |
| Decatur | | the loan. | | Claim: A demand made by the |
| Chesapeake | | | | insured, or the insured's beneficiary, |
| Richmond | | If you decide to cancel your policy | | for payment of the benefits provided |
| Wichita | | (after acquiring new coverage) | | by the contract. |
| Glendale | | outside of the 30-day period, you may | | |
| Livonia | | have to pay a fee or penalty. | | Burning Ratio: The ratio of losses |
| Bradenton | | However, you may still save money | | suffered to the amount of insurance in |
| Fayetteville | | after paying the fee if your new policy | | effect. |
| Minneapolis | | affords you significant savings. So | | |
| Boynton Beach | | while it is best to wait until your | | Minimum Premium: The smallest |
| Jersey City | | receive your renewal notice, you CAN | | amount of premium for which an |
| Walnut Creek | | cancel your policy at any time. | | insurer will issue coverage under a |
| Lancaster | | | | given policy. |
| Poughkeepsie | | Why not take advantage of current | | |
| Harlingen | | low prices? Many auto insurance | | Federal Deposit Insurance |
| Modesto | | consumers are becoming educated | | Corporation (FDIC): An agency of the |
| Newark | | on other companies, plans, and rates | | federal government which insures |
| Lafayette | | that are available to them; ones that | | bank deposits up to a stated |
| Green Bay | | could afford them significant savings | | maximum. |
| Pasadena | | on their auto insurance. | | |
| Bayside | | | | Substandard Risk: A risk not |
| Santa Rosa | | At InsWeb, you can compare free | | measuring up to underwriting |
| West Palm Beach | | online insurance quotes from many of | | standards. It may still be written but |
| Mansfield | | the nations leading insurance | | usually at a surcharged premium. |
| Savannah | | companies. | | |
| Lakeland | | | | Exclusion: A contractual provision that |
| Gaithersburg | | We offer quotes for auto insurance, | | denies coverage for certain perils, |
| San Diego | | life insurance, homeowners | | persons, property, or locations. |
| Topeka | | insurance, health insurance, term life | | |
| White Plains | | insurance and more. | | Buy-Back" Deductible: A deductible |
| Albuquerque | | | | which may be eliminated for an |
| Rockford | | | | additional premium in order to |
| Chesapeake | | | | provide "first-dollar" coverage. |
