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| Rockville | | Make sure you have a new policy in | | Agency: An insurance sales office |
| Clarksville | | place before you cancel your old one | | which is directed by a agent, |
| Chicago | | to avoid a lapse in coverage. This will | | manager, independent agent, or |
| Amarillo | | also prevent having to figure out the | | company manager. |
| Trenton | | amount of any unused premium that is | | |
| Cedar Rapids | | due to you from your old insurance | | Tickler: A reminder system used to |
| Reno | | company, or having to spar with your | | call an individual's attention to actions |
| Spring Hill | | agent about exactly when your policy | | that must be taken at a future point in |
| Sterling Heights | | was cancelled and how much they | | time. |
| Duluth | | owe you. | | |
| Trenton | | | | Building Code: This refers to |
| Turlock | | Everyone has different needs, and | | municipal or other governmental |
| Dothan | | not one size fits all when it comes to | | ordinances regulating the type of |
| Wilmington | | term life insurance. While it may make | | construction of buildings within its |
| Winter Park | | sense for people in their 30s and 40s | | jurisdiction. |
| New Orleans | | to secure a 20-year term length, a | | |
| Dothan | | 10-year term might be more | | Stock Option Plan: Surviving |
| Longwood | | appropriate for someone nearing | | stockholders have the option to |
| Fredericksburg | | retirement. | | purchase or not purchase the shares |
| Columbia | | | | of a deceased stockholder. |
| Albany | | The best time to switch policies is | | |
| Poughkeepsie | | within one month of receiving your | | Commercial Lines: This term is used |
| Grand Junction | | policy renewal from your current | | to refer to insurance for businesses, |
| Hattiesburg | | insurer. You can typically cancel your | | professionals, and commercial |
| Naperville | | policy without any fees or penalties if | | establishments. |
| Naperville | | you act within this time period. | | |
| Durham | | | | Partnership Entity: The partnership |
| Cypress | | If you decide to cancel your policy | | considered as an entity and not in |
| Columbus | | (after acquiring new coverage) | | terms of its individual part-owners. |
| Reading | | outside of the 30-day period, you may | | |
| Edmond | | have to pay a fee or penalty. | | Borderline Risk: An insurance |
| Eugene | | However, you may still save money | | prospect of doubtful quality from an |
| Cedar Rapids | | after paying the fee if your new policy | | underwriting point of view. |
| Knoxville | | affords you significant savings. So | | |
| Peoria | | while it is best to wait until your | | |
| Toms River | | receive your renewal notice, you CAN | | |
| Plano | | cancel your policy at any time. | | |
