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| Lafayette | | Why not take advantage of current | | Nonassignable: A policy that the |
| Davenport | | low prices? Many auto insurance | | owner cannot assign to a third party. |
| Flint | | consumers are becoming educated | | Most policies are nonassignable |
| Louisville | | on other companies, plans, and rates | | unless approval is given by the |
| Lake Worth | | that are available to them; ones that | | insurer. |
| Chula Vista | | could afford them significant savings | | |
| Downey | | on their auto insurance. | | Building Code: This refers to |
| Panama City | | | | municipal or other governmental |
| Sterling Heights | | If you decide to cancel your policy | | ordinances regulating the type of |
| Burbank | | (after acquiring new coverage) | | construction of buildings within its |
| Jacksonville | | outside of the 30-day period, you may | | jurisdiction. |
| Muncie | | have to pay a fee or penalty. | | |
| Irvine | | However, you may still save money | | Lapsed Policy: One which has been |
| Waterloo | | after paying the fee if your new policy | | allowed to expire because of |
| Kalamazoo | | affords you significant savings. So | | nonpayment of premiums. |
| Mesquite | | while it is best to wait until your | | |
| Greeley | | receive your renewal notice, you CAN | | Endorsement: A written or printed form |
| Greeley | | cancel your policy at any time. | | attached to the policy which alters |
| Stamford | | | | provisions of the contract. |
| Albany | | Make sure you have a new policy in | | |
| Wichita Falls | | place before you cancel your old one | | We/Us/Our: These words are used to |
| Mesquite | | to avoid a lapse in coverage. This will | | refer to the insurer in many of the |
| Bayside | | also prevent having to figure out the | | modernized/personalized policy |
| Springfield | | amount of any unused premium that is | | forms recently introduced. |
| Fayetteville | | due to you from your old insurance | | |
| Billings | | company, or having to spar with your | | FICA. Federal Insurance Contributions |
| Alexandria | | agent about exactly when your policy | | Act: A law imposing a payroll tax to |
| Irvine | | was cancelled and how much they | | assist in funding Social Security |
| Inglewood | | owe you. | | benefits. |