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| Mansfield | | Individuals who have 30-year | | Insolvent Insurer: An insurer which is |
| Cypress | | mortgages might want to consider a | | unable to meet its financial |
| Austin | | 30-year term to ensure that the house | | obligations. |
| Woodbridge | | is protected throughout the period of | | |
| Valdosta | | the loan. | | Insurance to Value: Insurance written |
| Arlington | | | | in an amount approximating the value |
| Lafayette | | While some companies raise their | | of the property insured. |
| Albany | | prices based on your actual age, | | |
| Bronx | | most companies increase the price of | | Lapsed Policy: One which has been |
| Bakersfield | | their policies six months before your | | allowed to expire because of |
| Silver Spring | | birthday. Its a term called Age | | nonpayment of premiums. |
| Chicago | | Nearest in the industry, and that | | |
| Montgomery | | half-year price increase could really | | Claim: A demand made by the |
| Grand Rapids | | add up over a 20-year term policy. As | | insured, or the insured's beneficiary, |
| Zanesville | | above, the quicker you purchase your | | for payment of the benefits provided |
| Racine | | policy the better. | | by the contract. |