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| Stamford | | While some companies raise their | | Dual Life Stock Company: A stock |
| Pasadena | | prices based on your actual age, | | Life insurer issuing both participating |
| Naperville | | most companies increase the price of | | and nonparticipating policy contracts. |
| Chandler | | their policies six months before your | | |
| Denton | | birthday. Its a term called Age | | Approved Roof: A term used in |
| Mountain View | | Nearest in the industry, and that | | building construction. It indicates a |
| Jackson | | half-year price increase could really | | roof made of fire-resistive materials, |
| High Point | | add up over a 20-year term policy. As | | such as tile or asphalt shingles. |
| Bloomington | | above, the quicker you purchase your | | |
| Acworth | | policy the better. | | Stock Option Plan: Surviving |
| Slidell | | | | stockholders have the option to |
| Oceanside | | Everyone has different needs, and | | purchase or not purchase the shares |
| Livonia | | not one size fits all when it comes to | | of a deceased stockholder. |
| Metairie | | term life insurance. While it may make | | |
| Columbia | | sense for people in their 30s and 40s | | Theory of Probability: The |
| Pompano Beach | | to secure a 20-year term length, a | | mathematical principle upon which |
| Athens | | 10-year term might be more | | insurance is based. |
| Seattle | | appropriate for someone nearing | | |
| Charlotte | | retirement. | | Brokerage Department: A department |
| Nashville | | | | of an insurer whose purpose is to |
| Hemet | | Individuals who have 30-year | | deal with brokers in the placing of |
| Cedar Rapids | | mortgages might want to consider a | | insurance. |
| Hampton | | 30-year term to ensure that the house | | |
| Saginaw | | is protected throughout the period of | | Independent Contractor: One who |
| Greeley | | the loan. | | agrees to perform according to a |
| Irvine | | | | contract and who is not an employee. |
| Wichita | | Make sure you have a new policy in | | |
| Fullerton | | place before you cancel your old one | | Shock Loss: A catastrophic loss so |
| Bronx | | to avoid a lapse in coverage. This will | | large that it has a material effect on |
| Westbury | | also prevent having to figure out the | | the underwriting results of a company. |
| Chattanooga | | amount of any unused premium that is | | |
| Boca Raton | | due to you from your old insurance | | FICA. Federal Insurance Contributions |
| Springfield | | company, or having to spar with your | | Act: A law imposing a payroll tax to |
| Santa Ana | | agent about exactly when your policy | | assist in funding Social Security |
| Macon | | was cancelled and how much they | | benefits. |
| Los Angeles | | owe you. | | |
