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| Lorain | | Why not take advantage of current | | We/Us/Our: These words are used to |
| Colorado Springs | | low prices? Many auto insurance | | refer to the insurer in many of the |
| Belleville | | consumers are becoming educated | | modernized/personalized policy |
| Huntsville | | on other companies, plans, and rates | | forms recently introduced. |
| Lake Worth | | that are available to them; ones that | | |
| Gainesville | | could afford them significant savings | | Equity: The money value of an |
| Mountain View | | on their auto insurance. | | insurance company that is over and |
| Oakland | | | | above its liabilities. Liabilities include |
| White Plains | | While some companies raise their | | almost all of its reserves. |
| Santa Monica | | prices based on your actual age, | | |
| Woodbridge | | most companies increase the price of | | Malinger: To feign a disability for the |
| Scranton | | their policies six months before your | | purpose of continuing to collect |
| Vineland | | birthday. Its a term called Age | | benefits longer than actually |
| Sioux City | | Nearest in the industry, and that | | necessary. |
| New Port Richey | | half-year price increase could really | | |
| Toms River | | add up over a 20-year term policy. As | | Countersignature: The signature of a |
| Yonkers | | above, the quicker you purchase your | | licensed agent or representative on a |
| Jacksonville | | policy the better. | | policy. |