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| Fullerton | | Healthy people have the best | | Collusion: An agreement, usually |
| Jersey City | | mortality risks and thus are much | | secret, between two or more persons |
| New York | | cheaper for companies to insure. This | | to defraud or deprive another or |
| San Bernardino | | translates into lower rates for the | | others of their property or rights. |
| Oakland | | Super Preferred customer than | | |
| Nashua | | someone with higher risk factors such | | Preferred Risk: Any risk considered |
| Union | | as a heart condition, cancer or | | to be better than the standard risk on |
| Stuart | | diabetes. Conversely, if you were | | which the premium rate was |
| Stuart | | unhealthy when you acquired your | | calculated. |
| Bronx | | policy, and your health has now | | |
| St. Paul | | improved, it might be time to shop for | | Criticism: A correction suggested by a |
| Lima | | a new policy, as your rates are likely | | rating or auditing bureau to an insurer. |
| Williamsport | | to be lower. | | |
| Albany | | | | Line of Business: The classification of |
| Olympia | | Everyone has different needs, and | | business as utilized in the insurance |
| Albany | | not one size fits all when it comes to | | industry, e.g., Fire, Allied Lines and |
| Turlock | | term life insurance. While it may make | | Homeowners. |
| San Francisco | | sense for people in their 30s and 40s | | |
| Tacoma | | to secure a 20-year term length, a | | Shock Loss: A catastrophic loss so |
| Lafayette | | 10-year term might be more | | large that it has a material effect on |
| Johnson City | | appropriate for someone nearing | | the underwriting results of a company. |
| Anaheim | | retirement. | | |
| Nashua | | | | United States Aircraft Insurance |
| Owensboro | | At InsWeb, you can compare free | | Group: A group of insurers providing |
| Boulder | | online insurance quotes from many of | | facilities for all forms of Aviation |
| Flushing | | the nations leading insurance | | Insurance. |
| Spartanburg | | companies. | | |
| Arlington | | | | Authorized Insurer: An insurer |
| Ventura | | If you have noticed that your auto | | authorized by the state to transact |
| Denver | | insurance rates are still increasing | | business in that state for specific |
| Tyler | | with each renewal, or even have not | | types of insurance. |
| Wilmington | | gone down even though you have a | | |
| Malden | | great driving record, this lower pricing | | Deflation: An economic period |
| Henderson | | trend makes it more important then | | characterized by falling prices, high |
| Tallahassee | | ever that you shop around for auto | | unemployment and a generally |
| Ventura | | insurance. | | sluggish or slow economy. |
