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| Boise | | Healthy people have the best | | Deficit Carried Forward: The transfer |
| Yonkers | | mortality risks and thus are much | | of a debit balance from one |
| Portsmouth | | cheaper for companies to insure. This | | accounting period to another. |
| Lakeland | | translates into lower rates for the | | |
| Poughkeepsie | | Super Preferred customer than | | Malicious Mischief: Similar to |
| Riverside | | someone with higher risk factors such | | vandalism. Purposely damaging the |
| Melbourne | | as a heart condition, cancer or | | rights or property of another. |
| Pompano Beach | | diabetes. Conversely, if you were | | |
| Williamsport | | unhealthy when you acquired your | | Claim Report: A report filed by an |
| York | | policy, and your health has now | | agent setting forth the facts of a claim. |
| Glendale | | improved, it might be time to shop for | | Same as Loss Report. |
| Hot Springs | | a new policy, as your rates are likely | | |
| Gaithersburg | | to be lower. | | National Auto Theft Bureau: An |
| Williamsport | | | | organization engaged in the |
| Winter Haven | | Everyone has different needs, and | | prevention and reduction of motor |
| Mansfield | | not one size fits all when it comes to | | vehicle fire and theft losses. |
| Sunnyvale | | term life insurance. While it may make | | |
| Scottsdale | | sense for people in their 30s and 40s | | Broker-Agent: One acting as an agent |
| Ogden | | to secure a 20-year term length, a | | of one or more insurers and as a |
| Houma | | 10-year term might be more | | broker in dealing with one or more |
| Union | | appropriate for someone nearing | | other insurers. |
| Allentown | | retirement. | | |
| Malden | | | | Notice of Cancellation: Written notice |
| Huntsville | | Why not take advantage of current | | by an insurer of intent to cancel |
| Kingsport | | low prices? Many auto insurance | | insurance, or written notice by an |
| Spokane | | consumers are becoming educated | | insured requesting cancellation. |
| Midland | | on other companies, plans, and rates | | |
| Fort Wayne | | that are available to them; ones that | | Appraisal: An evaluation of property |
| Kansas City | | could afford them significant savings | | made to ascertain either the |
| Bayside | | on their auto insurance. | | appropriate amount of insurance to |
| Longview | | | | be written or the amount of loss to be |
| Pueblo | | Shopping around is the best way to | | paid. |
| Shreveport | | save money on your insurance. | | |
| Cedar Rapids | | | | Approved: The condition which exists |
| Hollywood | | | | when the person or object to be |
| Buffalo | | | | insured meets the underwriting |
| Frederick | | | | standards of the insurer. |
