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| Downey | | At InsWeb, you can compare free | | Nonadmitted Insurer: An insurer not |
| Longwood | | online insurance quotes from many of | | licensed to do business in the |
| Fort Lauderdale | | the nations leading insurance | | jurisdiction in question. Same as |
| Columbus | | companies. | | Unauthorized Insurer and Unlicensed |
| Jersey City | | | | Insurer. |
| Arlington | | Healthy people have the best | | |
| Allentown | | mortality risks and thus are much | | Commercial Lines: This term is used |
| Turlock | | cheaper for companies to insure. This | | to refer to insurance for businesses, |
| Los Angeles | | translates into lower rates for the | | professionals, and commercial |
| Toledo | | Super Preferred customer than | | establishments. |
| Davenport | | someone with higher risk factors such | | |
| Modesto | | as a heart condition, cancer or | | Policywriting Agent: An agent who has |
| Davenport | | diabetes. Conversely, if you were | | the authority to prepare and effect an |
| Delray Beach | | unhealthy when you acquired your | | insurer's policy. |
| Berkeley | | policy, and your health has now | | |
| Greenville | | improved, it might be time to shop for | | Operating Expense: The expense of |
| Lafayette | | a new policy, as your rates are likely | | an insurer other than commissions |
| Livonia | | to be lower. | | and taxes. Called " and Insurance |
| Oakland | | | | Expense" in the convention statement |
| St. Louis | | We offer quotes for auto insurance, | | blank. |
| Syracuse | | life insurance, homeowners | | |
| Longmont | | insurance, health insurance, term life | | Short-Term Policy: A policy written for |
| Honolulu | | insurance and more. | | a period of less time than is normal for |
| Evanston | | | | that type of policy. |
| Lake Worth | | Life insurance, specifically Term Life, | | |
| Las Cruces | | is arguably one of the best values in | | Depreciation: A decrease in the value |
| Portsmouth | | the entire financial services arena. | | of any type of tangible property over |
| Johnstown | | Where else can you go and get | | a period of time resulting from use, |
| Jackson | | hundreds of thousands of dollars in | | wear and tear, or obsolescence. |
| Yonkers | | protection for literally pennies per | | |
| Norfolk | | day? Rates for Term Life insurance | | Replacement: A new policy written to |
| Daytona Beach | | remain at all-time lows, and now is the | | take the place of one currently in force. |
| Cranston | | time to lock in the best prices. | | |
| Rockville | | | | Agency Contract (or Agreement): The |
| Bayside | | | | document which establishes the legal |
| Muncie | | | | relationship between an agent and an |
| Lake Worth | | | | insurer. |
