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| Union | | If you decide to cancel your policy | | Coding: A method of putting |
| Springfield | | (after acquiring new coverage) | | information into a numerical form for |
| Davenport | | outside of the 30-day period, you may | | statistical use. Most information on |
| Longview | | have to pay a fee or penalty. | | policies is coded and then put into |
| Norwalk | | However, you may still save money | | reports. |
| Winter Park | | after paying the fee if your new policy | | |
| Sacramento | | affords you significant savings. So | | Net Loss: The amount of loss |
| Gaithersburg | | while it is best to wait until your | | sustained by an insurer after giving |
| Lawrenceville | | receive your renewal notice, you CAN | | effect to all applicable reinsurance, |
| Costa Mesa | | cancel your policy at any time. | | salvage, and subrogation recoveries. |