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| Scranton | | If you decide to cancel your policy | | Tickler: A reminder system used to |
| Hendersonville | | (after acquiring new coverage) | | call an individual's attention to actions |
| Santa Rosa | | outside of the 30-day period, you may | | that must be taken at a future point in |
| Coral Springs | | have to pay a fee or penalty. | | time. |
| Woodbridge | | However, you may still save money | | |
| Norwalk | | after paying the fee if your new policy | | Liabilities: Money owed or expected |
| Orange Park | | affords you significant savings. So | | to be owed. Insurance company |
| Reno | | while it is best to wait until your | | financial statements, for instance, |
| Redlands | | receive your renewal notice, you CAN | | show assets and liabilities. |
| Florissant | | cancel your policy at any time. | | |
| Gulfport | | | | Nonadmitted Insurer: An insurer not |
| Indianapolis | | People who are trying to quit | | licensed to do business in the |
| Stamford | | smoking, for example, might be best | | jurisdiction in question. Same as |
| Woodbridge | | suited purchasing a shorter term (and | | Unauthorized Insurer and Unlicensed |
| Corona | | then replacing it with a longer term | | Insurer. |
| Evansville | | policy when they qualify for | | |
| Dearborn | | non-tobacco prices). | | Policywriting Agent: An agent who has |
| Anaheim | | | | the authority to prepare and effect an |
| St. Louis | | We offer quotes for auto insurance, | | insurer's policy. |
| Indianapolis | | life insurance, homeowners | | |
| Norfolk | | insurance, health insurance, term life | | Expense Allowance: A compensation |
| Fort Lauderdale | | insurance and more. | | paid to an insurance agent in excess |
| Mansfield | | | | of prescribed commissions. |
| Waterloo | | Shopping around is the best way to | | |
| Charlotte | | save money on your insurance. | | Accident Year Experience: Measures |
| Hampton | | | | premiums and losses relating to |
| Joliet | | The quickest and easiest way to | | accidents which occurred during a |
| Tacoma | | shop for new insurance is by | | 12-month period. |
| Morristown | | comparing rates at InsWebs online | | |
| Lake Charles | | marketplace. If you do it the | | Level Commission System: A system |
| Venice | | old-fashioned way (by calling or | | of commissions in which the first year |
| Mansfield | | visiting multiple agents or insurance | | and all renewal commissions are the |
| Portland | | companies) it could take up a huge | | same percentage of the premium. |
| Aurora | | chunk of your time, which no one | | |
| Yuma | | wants or needs. By completing | | |
| Lake Charles | | InsWebs online application, you will | | |
| Ventura | | have rates to compare to your old | | |
| Hampton | | ones within minutes! | | |