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| Yuma | | Why not take advantage of current | | Agent's Qualification Law: Education, |
| Lawton | | low prices? Many auto insurance | | experience, and other requirements |
| Washington | | consumers are becoming educated | | imposed by the state upon persons |
| Cranston | | on other companies, plans, and rates | | desiring to be licensed as agents. |
| Bellevue | | that are available to them; ones that | | |
| Johnstown | | could afford them significant savings | | Deflation: An economic period |
| Rochester | | on their auto insurance. | | characterized by falling prices, high |
| San Jose | | | | unemployment and a generally |
| Duluth | | Everyone has different needs, and | | sluggish or slow economy. |
| San Bernardino | | not one size fits all when it comes to | | |
| Cincinnati | | term life insurance. While it may make | | Provisions: Statements contained in |
| Hattiesburg | | sense for people in their 30s and 40s | | an insurance policy which explain the |
| Newark | | to secure a 20-year term length, a | | benefits, conditions and other |
| Texarkana | | 10-year term might be more | | features of the insurance contract. |
| Eugene | | appropriate for someone nearing | | |
| Bethlehem | | retirement. | | Borderline Risk: An insurance |
| Lorain | | | | prospect of doubtful quality from an |
| Sacramento | | If you decide to cancel your policy | | underwriting point of view. |
| Carlsbad | | (after acquiring new coverage) | | |
| Newark | | outside of the 30-day period, you may | | Replacement: A new policy written to |
| Boynton Beach | | have to pay a fee or penalty. | | take the place of one currently in force. |
| Grand Junction | | However, you may still save money | | |
| Asheville | | after paying the fee if your new policy | | Shock Loss: A catastrophic loss so |
| Winter Haven | | affords you significant savings. So | | large that it has a material effect on |
| Lakewood | | while it is best to wait until your | | the underwriting results of a company. |
| Erie | | receive your renewal notice, you CAN | | |
| Long Island City | | cancel your policy at any time. | | Provisional Rate: Tentative rates, |
| Boca Raton | | | | premiums or commissions that are |
| Boynton Beach | | If you have noticed that your auto | | subject to subsequent adjustment. |
| Syracuse | | insurance rates are still increasing | | See Commission and Premium. |
| Kingsport | | with each renewal, or even have not | | |
| Topeka | | gone down even though you have a | | Premium Receipt: The receipt given |
| Newark | | great driving record, this lower pricing | | a policy owner for the payment of a |
| Nashua | | trend makes it more important then | | premium. |
| Boynton Beach | | ever that you shop around for auto | | |
| Anaheim | | insurance. | | |
