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| Duluth | | People who are trying to quit | | Underwriters Laboratories, Inc. (UL): A |
| Phoenix | | smoking, for example, might be best | | testing laboratory for manufactured |
| Fremont | | suited purchasing a shorter term (and | | items to determine their safety |
| Syracuse | | then replacing it with a longer term | | propensities. |
| Springfield | | policy when they qualify for | | |
| Greensboro | | non-tobacco prices). | | Stock Option Plan: Surviving |
| Little Rock | | | | stockholders have the option to |
| Dearborn | | The quickest and easiest way to | | purchase or not purchase the shares |
| Evansville | | shop for new insurance is by | | of a deceased stockholder. |
| Fredericksburg | | comparing rates at InsWebs online | | |
| Asheville | | marketplace. If you do it the | | Notice To Company: Written notice to |
| Clarksville | | old-fashioned way (by calling or | | an insurer of the occurrence of an |
| Augusta | | visiting multiple agents or insurance | | event which a claim is to be based. |
| Burbank | | companies) it could take up a huge | | |
| Clearwater | | chunk of your time, which no one | | National Auto Theft Bureau: An |
| Melbourne | | wants or needs. By completing | | organization engaged in the |
| Abilene | | InsWebs online application, you will | | prevention and reduction of motor |
| Louisville | | have rates to compare to your old | | vehicle fire and theft losses. |
| Littleton | | ones within minutes! | | |
| Providence | | | | Admitted (or Allowed) Assets: Assets |
| Springfield | | Individuals who have 30-year | | whose values are permitted by state |
| Aurora | | mortgages might want to consider a | | law to be included in the annual |
| Aurora | | 30-year term to ensure that the house | | statement of the insurer. |
| Zanesville | | is protected throughout the period of | | |
| Escondido | | the loan. | | Commission of Authority: A document |
| Mesa | | | | outlining the powers delegated to an |
| Whittier | | Make sure you have a new policy in | | agent by an insurer. |
| Cincinnati | | place before you cancel your old one | | |
| St. Paul | | to avoid a lapse in coverage. This will | | Book Value: Refers to the value of |
| New Port Richey | | also prevent having to figure out the | | assets as shown in the official |
| Kalamazoo | | amount of any unused premium that is | | accounting records of the company. |
| Macon | | due to you from your old insurance | | |
| Vineland | | company, or having to spar with your | | Nonadmitted Insurer: An insurer not |
| Harlingen | | agent about exactly when your policy | | licensed to do business in the |
| Edmond | | was cancelled and how much they | | jurisdiction in question. Same as |
| Lincoln | | owe you. | | Unauthorized Insurer and Unlicensed |
| Denton | | | | Insurer. |
