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| Norwalk | | At InsWeb, you can compare free | | Captive Agent: One who sells |
| Green Bay | | online insurance quotes from many of | | insurance for only one company as |
| Pittsburgh | | the nations leading insurance | | opposed to an agent who represents |
| Biloxi | | companies. | | several companies. |
| Costa Mesa | | | | |
| Johnson City | | People who are trying to quit | | Commingling: An illegal practice |
| Morristown | | smoking, for example, might be best | | which occurs when an agent mixes |
| Irvine | | suited purchasing a shorter term (and | | personal funds with the insured's or |
| Las Cruces | | then replacing it with a longer term | | insurer's funds. |
| Syracuse | | policy when they qualify for | | |
| Tallahassee | | non-tobacco prices). | | Absolute Assignment: Assignment by |
| Abilene | | | | a policy owner of all control of and |
| Spokane | | If you have noticed that your auto | | rights in the policy to a third party. |
| Hot Springs | | insurance rates are still increasing | | |
| Duluth | | with each renewal, or even have not | | Policy Period (or Term): The period |
| Newark | | gone down even though you have a | | during which the policy contract |
| Bradenton | | great driving record, this lower pricing | | affords protection, e.g., six months or |
| Torrance | | trend makes it more important then | | one or three years. |
| New York | | ever that you shop around for auto | | |
| Saginaw | | insurance. | | Malinger: To feign a disability for the |
| Fort Lauderdale | | | | purpose of continuing to collect |
| Norwalk | | We offer quotes for auto insurance, | | benefits longer than actually |
| Overland Park | | life insurance, homeowners | | necessary. |
| Longwood | | insurance, health insurance, term life | | |
| Madison | | insurance and more. | | Initial Premium: An amount paid at the |
| Montgomery | | | | inception of an insurance contract, |
| Council Bluffs | | Make sure you have a new policy in | | usually subject to adjustment at the |
| Columbia | | place before you cancel your old one | | end of the policy period. |
| Springfield | | to avoid a lapse in coverage. This will | | |
| Augusta | | also prevent having to figure out the | | Multi-Peril Policies: Policies which |
| Fort Worth | | amount of any unused premium that is | | cover a number of perils, such as fire, |
| Williamsburg | | due to you from your old insurance | | burglary, and liability, in a single |
| Longwood | | company, or having to spar with your | | contract. |
| Olympia | | agent about exactly when your policy | | |
| Naples | | was cancelled and how much they | | |
| Melbourne | | owe you. | | |
