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| Mesa | | Everyone has different needs, and | | Gross Line: The total limit accepted |
| Waco | | not one size fits all when it comes to | | by an insurer on an individual risk, |
| Kansas City | | term life insurance. While it may make | | including the amount to be reinsured. |
| Whittier | | sense for people in their 30s and 40s | | |
| Santa Barbara | | to secure a 20-year term length, a | | Minimum Premium: The smallest |
| Denver | | 10-year term might be more | | amount of premium for which an |
| Corpus Christi | | appropriate for someone nearing | | insurer will issue coverage under a |
| Mobile | | retirement. | | given policy. |