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| Philadelphia | | Life insurance, specifically Term Life, | | Domestic Insurer (or Company): An |
| Tyler | | is arguably one of the best values in | | insurer formed under the laws of the |
| Boynton Beach | | the entire financial services arena. | | state in which the insurance is written. |
| Warwick | | Where else can you go and get | | |
| Pueblo | | hundreds of thousands of dollars in | | Line of Business: The classification of |
| New York | | protection for literally pennies per | | business as utilized in the insurance |
| Santa Clara | | day? Rates for Term Life insurance | | industry, e.g., Fire, Allied Lines and |
| Wichita | | remain at all-time lows, and now is the | | Homeowners. |
| Athens | | time to lock in the best prices. | | |
| Spring Hill | | | | Public Adjuster: An insurance adjuster |
| Aurora | | While some companies raise their | | who represents an insured on a fee |
| Mountain View | | prices based on your actual age, | | basis in claims settlement. Contrast |
| Anderson | | most companies increase the price of | | with Independent Adjuster. |
| Flint | | their policies six months before your | | |
| Lawrenceville | | birthday. Its a term called Age | | Interstate Carrier: A transportation |
| Bay City | | Nearest in the industry, and that | | company which does business |
| Lexington | | half-year price increase could really | | across state lines. |
| Salem | | add up over a 20-year term policy. As | | |
| Bakersfield | | above, the quicker you purchase your | | Sole Proprietorship: A business |
| Olympia | | policy the better. | | enterprise owned by one person who |
| Las Vegas | | | | is its manager and employee. |
| St. Louis | | The quickest and easiest way to | | |
| Chula Vista | | shop for new insurance is by | | Commission of Authority: A document |
| Costa Mesa | | comparing rates at InsWebs online | | outlining the powers delegated to an |
| Fort Wayne | | marketplace. If you do it the | | agent by an insurer. |
| Pittsburgh | | old-fashioned way (by calling or | | |
| Gainesville | | visiting multiple agents or insurance | | Losses Incurred: The total losses, |
| Decatur | | companies) it could take up a huge | | whether paid or not, sustained by an |
| Alexandria | | chunk of your time, which no one | | insurer during a given period, e.g., 12 |
| Pasadena | | wants or needs. By completing | | months. |
| Vineland | | InsWebs online application, you will | | |
| Spartanburg | | have rates to compare to your old | | Independent Agent: An agent |
| Trenton | | ones within minutes! | | operating as an independent |
| Columbus | | | | contractor under the independent |
| Shreveport | | | | agency system. |
