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| Harrisburg | | Individuals who have 30-year | | Admitted Company: An insurance |
| Independence | | mortgages might want to consider a | | company authorized and licensed to |
| Alpharetta | | 30-year term to ensure that the house | | do business in a given state. |
| Seattle | | is protected throughout the period of | | |
| Slidell | | the loan. | | Agent's Balance: A periodic |
| Lorain | | | | statement of the sums due and owed |
| Myrtle Beach | | At InsWeb, you can compare free | | to an agent under the agent's contract |
| Houston | | online insurance quotes from many of | | with an insurer. |
| Clarksville | | the nations leading insurance | | |
| Houma | | companies. | | Agent's Qualification Law: Education, |
| Tucson | | | | experience, and other requirements |
| Grand Prairie | | Life insurance, specifically Term Life, | | imposed by the state upon persons |
| New York | | is arguably one of the best values in | | desiring to be licensed as agents. |
| Rome | | the entire financial services arena. | | |
| Sarasota | | Where else can you go and get | | Borderline Risk: An insurance |
| Naperville | | hundreds of thousands of dollars in | | prospect of doubtful quality from an |
| Fremont | | protection for literally pennies per | | underwriting point of view. |
| Toledo | | day? Rates for Term Life insurance | | |
| Burbank | | remain at all-time lows, and now is the | | Lapsed Policy: One which has been |
| Flint | | time to lock in the best prices. | | allowed to expire because of |
| Decatur | | | | nonpayment of premiums. |
| Alpharetta | | Shopping around is the best way to | | |
| Huntington | | save money on your insurance. | | Agency Contract (or Agreement): The |
| Rockford | | | | document which establishes the legal |
| Washington | | Healthy people have the best | | relationship between an agent and an |
| Fayetteville | | mortality risks and thus are much | | insurer. |
| Las Cruces | | cheaper for companies to insure. This | | |
| Fort Lauderdale | | translates into lower rates for the | | Premium: The price of insurance |
| Seattle | | Super Preferred customer than | | protection for a specified risk for a |
| Syracuse | | someone with higher risk factors such | | specified period of time. |
| Cherry Hill | | as a heart condition, cancer or | | |
| Amarillo | | diabetes. Conversely, if you were | | Leasehold: An agreement which |
| Greensboro | | unhealthy when you acquired your | | gives a person the right to use and |
| Des Moines | | policy, and your health has now | | occupy property. |
| Walnut Creek | | improved, it might be time to shop for | | |
| Sioux City | | a new policy, as your rates are likely | | |
| Clarksville | | to be lower. | | |
