| | | | |
|
| Clinton Township | | Everyone has different needs, and | | Underinsurance: A condition in which |
| Rochester | | not one size fits all when it comes to | | not enough insurance is carried to |
| Mountain View | | term life insurance. While it may make | | cover the insurable value. |
| Delray Beach | | sense for people in their 30s and 40s | | |
| Sacramento | | to secure a 20-year term length, a | | Burning Ratio: The ratio of losses |
| Ogden | | 10-year term might be more | | suffered to the amount of insurance in |
| Allentown | | appropriate for someone nearing | | effect. |
| Anaheim | | retirement. | | |
| Johnstown | | | | Will Ride: Coverage that remains in |
| West Chester | | If you have noticed that your auto | | effect regardless of the geographical |
| Slidell | | insurance rates are still increasing | | location in which a loss occurs. |
| Irvine | | with each renewal, or even have not | | |
| Detroit | | gone down even though you have a | | Gross Premium: The net premium |
| Newburgh | | great driving record, this lower pricing | | plus operating expenses, |
| Santa Clara | | trend makes it more important then | | commissions and other expenses. |
| Boca Raton | | ever that you shop around for auto | | |
| Springfield | | insurance. | | Fiduciary: A person holding the funds |
| Wilmington | | | | or property of another in a position of |
| Newark | | We offer quotes for auto insurance, | | trust. An example would be the |
| Palm Desert | | life insurance, homeowners | | executor of an estate. |
| Cambridge | | insurance, health insurance, term life | | |
| Erie | | insurance and more. | | Partial Loss: A loss covered by an |
| Pompano Beach | | | | insurance policy which does not |
| Lakewood | | Individuals who have 30-year | | completely destroy or render |
| Slidell | | mortgages might want to consider a | | worthless the insured property. |
| Pueblo | | 30-year term to ensure that the house | | |
| Tucson | | is protected throughout the period of | | Public Adjuster: An insurance adjuster |
| Salem | | the loan. | | who represents an insured on a fee |
| Valdosta | | | | basis in claims settlement. Contrast |
| Waterloo | | If you decide to cancel your policy | | with Independent Adjuster. |
| Pensacola | | (after acquiring new coverage) | | |
| Jonesboro | | outside of the 30-day period, you may | | Malinger: To feign a disability for the |
| St. Louis | | have to pay a fee or penalty. | | purpose of continuing to collect |
| Ocala | | However, you may still save money | | benefits longer than actually |
| Daytona Beach | | after paying the fee if your new policy | | necessary. |
| Jasper | | affords you significant savings. So | | |
| Hendersonville | | while it is best to wait until your | | |
| Florence | | receive your renewal notice, you CAN | | |
| Stockton | | cancel your policy at any time. | | |
